var str = location.search;
var writeFrames = (str.indexOf("nowritefs")) 
     && (top.window.length == 0);
if (writeFrames)
{
  if (str == "")
  {
    var bodyFrame = window.location + "?nowritefs";
  }
  else
  {
    var bodyFrame = window.location + "&nowritefs";
  }
  document.write(
  '<FRAMESET framespacing="1" border="0" FRAMEBORDER="0" ROWS="100, *">',
    '<FRAME SRC="../0_hdr.htm" NAME="brand">',
    '<FRAMESET framespacing="1"FRAMEBORDER="0" COLS="158, *">',
      '<FRAME SRC="../0_vbar.htm" NAME="nav">',
      '<FRAME SRC="'+ bodyFrame + '" NAME="bodyframe">',
    '</FRAMESET>',
  '</FRAMESET>'
  );
}